This Privacy Notice describes how the Visaya Capital digital finance information platform ("the platform") collects, uses and safeguards personal information belonging to visitors and registered users. Privacy is built into our service approach: we aim to gather only what is needed to operate the platform, protect it and provide you with practical control over its use.

1. Who controls the data

The operator of the Visaya Capital platform acts as the data controller. For questions about how your personal information is protected, use the support contact shown in the site footer or email . Where Philippine law or the law of your jurisdiction identifies a data protection authority, you may also submit a complaint to that authority.

2. Information we collect

When you access the platform, create an account, or complete a form, we may handle the following categories of personal information:

identity information — your given name and family name;
contact information — your email address and telephone number;
account settings — watchlists, alert levels, notification choices and affiliate-program participation status;
technical information — IP address, browser category, device identifiers, referral details, cookies and activity events recorded on the platform.

3. How information is used

Your personal information may be used for these purposes:

setting up and administering your Visaya Capital account, providing requested platform functions and responding to support enquiries;
sending information about product changes, security notices and weekly research summaries, plus marketing communications only when you have chosen to receive them;
detecting and preventing fraud, misuse and unauthorized entry, while meeting applicable legal duties, including Philippine requirements where relevant.

4. How long we retain information

We retain personal information only for the period necessary to carry out the purposes set out above or to meet applicable legal requirements. Account information remains on file while your account is open and for a reasonable period afterwards, so we can support reactivation requests and comply with record-retention duties. When retention is no longer necessary, we delete the information or anonymize it so it can no longer be linked to you.

5. Disclosures to service providers

Personal information may be provided to carefully selected service providers, including hosting, analytics, email, customer support and fraud-prevention providers, only as needed to run the platform and subject to contractual protections. We may also disclose information to public authorities when legally required, including Philippine authorities where relevant. We do not sell personal information or provide it to behavioural advertising networks.

6. Privacy rights

Subject to the rights available under applicable law, including the Philippine Data Privacy Act where relevant, you may have the following rights concerning your personal information:

the ability to view, amend or request deletion of your personal information;
the ability to limit processing or object to particular processing activities;
the ability to receive portable data and to revoke consent at any time when consent is the legal basis for processing.

To request any of these rights, email using the address linked to your account. For security, we may ask you to confirm your identity before processing the request.

7. Cookies and related tools

The platform may rely on cookies and comparable technologies for necessary functions, including session management and security, as well as aggregated usage measurement and service improvements. Cookie preferences can be changed through your browser; blocking essential cookies may prevent certain features from working properly.

8. Policy revisions

This policy may be revised periodically to reflect developments in our services, technology or legal responsibilities. The current version, including its latest revision date, remains available on this page. Where a change is significant, we may additionally inform registered users through the platform or by email.